Selling a Connecticut Condo and Preparing for Buyer Questions

By Tom Wetmore | October 2026

Start with the association documents

Selling a condominium involves the unit and the common-interest community around it. Buyers may ask about monthly common charges, special assessments, rules, insurance, planned projects, and the association’s financial condition. Sellers can make the process easier by requesting the current resale package early and keeping the manager or association contact information handy.

Ask how to order the resale certificate and what the association charges to prepare it. The package and applicable state law may address the current budget, unpaid fees, pending assessments, insurance, governing documents, and other association matters. The exact materials and delivery timing depend on the community and the transaction, so confirm them with the association and the closing professionals.

Also prepare a simple list of unit-specific costs and work: current monthly dues, any approved assessment, recent repairs, and items that may be included in the sale. Do not answer questions about future fees or planned work from memory when the association can provide a current written record.

What changed on October 1, 2026

Connecticut Public Act 26-31, effective October 1, 2026, revised parts of the residential condition report used in covered home sales. The updated form adds condominium-related buyer guidance. For a community with more than 12 units, the buyer is advised to obtain the resale certificate and request a report of the association’s reserve funds. For a community with 12 or fewer units that does not provide a resale certificate, the form advises the buyer to consult appropriate professionals and residents.

This is buyer guidance on the disclosure form; it should not be read as a new universal requirement that every seller personally prepare a reserve-fund report. The association is the source for its records, and the form’s requirements and exceptions should be reviewed in context. Use the current state form and ask the closing attorney or real-estate professional how it applies to the particular transfer.

Help the buyer understand the full cost

Monthly dues are only part of the ownership picture. A buyer may want to understand what services they cover, whether a special assessment has been approved, and whether additional costs are being discussed. Share the association’s written information and avoid characterizing an unapproved possibility as either certain or impossible.

If the association is slow to respond, order documents as soon as you decide to sell and keep a record of the request. Delays in the resale package can affect the buyer’s review period and closing schedule. A well-organized file of the deed, association contacts, recent bills, and unit repair records can prevent last-minute back-and-forth.

A condo-sale preparation checklist

• Request the current resale certificate and fee schedule early.

• Confirm monthly dues, approved assessments, and any documented policy changes.

• Use the residential condition report in effect for the transaction date.

• Let the association and closing professionals answer questions about association records and legal duties.

Sources

• Connecticut Public Act 26-31 (HB 5265)

• Connecticut Office of Legislative Research: Summary of Public Act 26-31

Considering your options?

Alongside a traditional listing, a cash offer may be one option to compare based on the documents, costs, timing, and your goals. Fair Home Offers CT can talk through a no-obligation direct-sale option alongside a traditional condo sale. If you have the association’s current fee and resale-package information, we can make the comparison more practical.

This article is general educational information, not legal, financial, tax, or real-estate advice. Condominium documents, statutory requirements, and exemptions vary by community and transaction. Review the current forms and consult the association, closing attorney, or qualified real-estate professional.